What is Coins.ph?


Founded in 2014 by Silicon Valley entrepreneurs Ron Hose and Runar Petursson, Coins is Southeast Asia’s leading mobile blockchain-enabled platform that enables anyone, including those without bank accounts, to easily access financial services directly from their phone. Using Coins, customers have access to a mobile wallet and services such as remittances, air-time, bill payments, and online shopping at over 100,000 merchants who accept digital currency. Operating in the Philippines and Thailand, Coins‘ mission is to increase financial inclusion by delivering financial services directly to people through their mobile phones.


Prior to coins.ph, Ron was a founding partner at Innovation Endeavors, an early stage venture capital fund backed by Eric Schmidt. Ron was also the co-founder of TokBox (acquired by Telefonica), a consumer video conferencing company. TokBox was backed by Sequoia Capital, Bain Capital, Stanford University and some of Silicon Valleys best-known angel investors. Ron holds a Bachelors and Masters degree from Cornell University, where he graduated at the top of his class. Ron is also an active investor and adviser to several Silicon Valley startups.

Runar has been building scalable production web applications for over 15 years. He has also built High Frequency Trading platforms, with extensive experience in high volume, low latency systems. He started trading Bitcoin in 2011 and looks forward to the day he can quit carrying cash around.

Official Site of Coins.Ph


Advantages of Coins.ph

For You

  • A better way to send money
  • Inclusive / Create your wallet (2 wallets PHP wallet and Bitcoin Wallet) in minutes, no minimum cash-in amounts, and no monthly fees – we’re here to serve you.
  • Convenient / Never stand in line again. Shop, buy phone load, pay bills, and send money to any major bank or remittance center – all from your phone.
  • Safe and trusted / We are proud to be the leading and most trusted digital currency company in Southeast Asia. We use SSL connections, AES-225 Encryption and 2-Factor Authentication to secure your experience

For your Business

  • The benefits of cashless
  • Scale your business / Pay your suppliers and employees anywhere in the world. Automate your cash disbursals and never write another check again.
  • Accept payments today / Start accepting payments in minutes. Leverage our merchant gateway to invoice customers and get paid, even if they aren’t Coins users.
  • Make cheaper remittances / Remit money quickly at a fraction of the typical cost. Get remittances to their destination through our network of over 22,000 retail locations.

For Government

  • A commitment for greater good
  • Greater accountability / Unlike cash, every exchange conducted over the blockchain is recorded on a single, globally accessible ledger – providing an accurate, unmodifiable financial audit trail.
  • Cost savings / The blockchain does not replace money or the existing financial system, it works with it. By providing a more efficient way to transfer value and reducing the reliance on cash, blockchain technology can save costs for government, banks, and end consumers.
  • Spotlight on compliance / We take great care with KYC and AML. Since every transaction is electronically recorded, this allows for real-time, accurate analysis of transactions to prevent money laundering and other illicit activities.

Referrals / Earn Money with Coins.ph

Share the gift of convenience by inviting your friends to Coins.ph
Show your friends how easy it is to send money, buy load and pay bills.
You both receive 50 PHP every time a friend signs up through your referral link and verifies ID and Selfie.
Sample Referral Link: https://coins.ph/invite/bmebj3 << click here to get yours and earn 24 PHP

Deposit and Withdrawals options in Coins.ph

Deposit / Cash In Options

  • 7-Eleven – Instant
  • BDO Bank – Processing time: Within 24 hours
  • Globe GCash – Processing time: Instant
  • M Lhuillier ePay – Processing time: Instant

 You can also try these other options

  •  Online Bank Transfer – UnionBank of the Philippines Online Banking, Security Bank Online, etc.
  • Over-The-Counter Banking – BDO, Security Bank, etc.
  • Remittance Center- M Lhuillier ePay, LBC Bills Xpress via DragonPay (up to 48 hours processing time), etc.
  • Department store – SM Bills Payment Center via DragonPay, Robinsons Business Center via DragonPay, etc.
  • Bank ATM Cash In – BDO 24-hour ATM
  • 7-Eleven – 7-Eleven Instant Cash In
  • Globe GCash – Globe GCASH (via Dragonpay)

Withdrawals / Cash Out Options

  • Cardless ATM Instant Payout (24/7)
  • Coins.ph 24/7 eGiveCash
  • Express Cash Pickup – Cebuana Lhuillier Express Padala
  • GCash – GCash
  • Bank – BDO, BPI, etc.
  • Cash Pickup – Palawan Express Pera Padala, M Lhuillier Kwarta Padala, etc.
  • Cash Card – RCBC MyWallet, BDO Cash Card, etc.
  • Sendah Remit – Sendah Remit
  • Door-to-Door Delivery -2GO Quikcash, LBC Pesopak, etc.
  • Coins Cash Card – Coins Cash Card
  • Game Credits – Steam Wallet, Garena Shells, etc.

Best Features of Coins.ph

Top up or Load your Phone

Coins.ph allows you to load your phone with minimum of 10 PHP with 5% rebate every time your load. They support network provider such as Globe, TM, Smart, Sun and Talk n’Text.

Pay Bills

No need to line up or show yourself personally to pay bills. Now with Coin.ph you’re allow to bills using their system instantly with 100 PHP rebate every 5 unique transactions in a week. Coins.ph tied with the following companies:

Utilities (Power &  Water)

  • Cotobato Light (CLPC)
  • Meralco
  • Davao light
  • iloilo Electric Coorperative Inc.
  • Laguna Water
  • Maynilad Water Services Inc.
  • Subic Water
  • Veco

Credit Card (credit card bill)

  • Cocolife
  • EastWest Bank
  • Metrobank
  • Optimum Bank
  • PNB
  • China Trust
  • Equicom
  • PS Bank
  • Security Bank Master
  • BPI
  • Security Bank Diners Club
  • Standard Chartered Visa / MasterCard
  • Tiaong Rural Bank
  • Unionbank Visa
  • RCBC Bankard
  • Allied Bank
  • BDO
  • Asia United bank
  • CitiBank
  • Maybank
  • Cocolife


  • Bayan Boardbrand
  • Sky Boardbrand
  • Globe Boardbrand
  • Smart Boardbrand
  • Home Bro Boardbrand

Cable Provider

  • Cablelink
  • Cignal TV
  • Destiny Cable
  • Met Cable
  • My Destiny
  • NorthStar Cable
  • Pilipino Cable
  • Sky Cable
  • Verdant Cable
  • Wi-Tribe

SSS Contributions (My favorite part in Coins.ph as OFW)

  • SSS – Salary Loan
  • SSS – Farmer and Fishermen
  • SSS – OFW
  • SSS – Self Employed
  • SSS – Voluntary

How to pay your SSS, click here

Home Credit

  • Home Credit Loan


  • Pru Life U.K
  • Sun Life of Canada (Phils) Inc.
  • AXA Life
  • AYALA Life
  • Fortune Care
  • Fortune Life
  • Paramount Life
  • Philam Life
  • Pioneer Life
  • Prudential Life

Tuition Fee

  • La Salle Greenhills
  • Miriam College
  • University of San Juan – Recoletos


  • ABS-CBN Mobile
  • Bayantel
  • PLDT
  • Digital Communications
  • Smart Communications Inc.
  • Sun Boardband (Postpaid)
  • Sun cellular (Postpaid)
  • Globe Telecom

Coins.ph Virtual USD VISA Card

Coins.ph offers virtual usd visa card with no maintenance fee. all you need to do is to top up $10.00 as initial funds to open an account.

This Virtual card can be use to any online shop that offer Visa card as payment.

You can also use this virtual card to attached to your virtual wallet or e-wallet like PayPal.

Coins.ph also allow you to withdraw your PayPal funds to Virtual Visa card.

Limits and Verification in Coins.ph

Complete the steps below to upgrade your account and increase your limits.

LevelsRequirementsDaily Cash-in LimitDaily Cash-out Limit
Verified Email2,000 PHP0 PHP
Identity Verification + Selfie Verification50,000 PHP50,000 PHP
Required for cumulative cash-ins and cash-outs of more than 50,000 PHP
Address Verification400,000 PHP400,000 PHP
Required for cumulative cash-ins and cash-outs of more than 400,000 PHP

Sneak peak what inside Coins.ph


Why Coins.ph?

  • Get a free secured PHP and Bitcoin wallet.
  • Lots of cash in and cash out options
  • Tied with lots of trusted company – pay your bills with less hustle
  • Get P100 for every 5 bill payments – Earn an extra P100 for every 5 bill payments you make in one week (+ 100 PHP every 5 bills)
  • Refer a friend and earn rewards – You both receive 50 PHP every time a friend signs up through your referral link and verifies their ID. (+ 50 PHP per friend)
  • Add money and get your cash-in fee back – Get your cash-in fee back every time you add money to your peso wallet with BDO (+10 ~ 40 PHP per cash-in)
  • Get 5% back every time you buy load – Buy load for any Globe, Smart, TNT, TM, or Sun mobile number and earn a 5% rebate credited directly to your peso wallet. (+ 5 % per top up)
  • Monthly special offers!!!

If you want to open a Free account, click on the image below. create a free account

Leave your comments


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